DETERMINAN PROFITABILITAS (RETURN ON ASSETS) BANK UMUM SYARIAH PERIODE 2020-2024. INDEPENDENT ECONOMICS JOURNAL, [S. l.], v. 1, n. 1, 2026. DOI: 10.63631/iej.v1i1.9. Disponível em: https://journal.satyamandiri.com/index.php/iej/article/view/9. Acesso em: 14 may. 2026.